Straight answers to the questions we hear most
Utah Car Accident and Liability FAQ

At Moxie Law Group, we understand that legal emergencies don’t stick to a 9-to-5 schedule. Whether you are wondering if you can go to jail for a minor car accident, facing a lawsuit when you have no money, or questioning your rights regarding self-defense in Utah, we provide the straightforward answers you need. Based in Pleasant Grove, our team is dedicated to protecting your rights and providing the legal context required to navigate insurance disputes and personal injury claims.
Frequently Asked Legal Questions | Moxie Law Group
As a leading personal injury and litigation firm in Utah, Moxie Law Group provides clarity on complex legal situations. Below are answers to common questions regarding liability, insurance, and personal rights.
Car Accidents & Liability
I’m being sued for a car accident and I have no money. What happens?
If you are sued and have no assets or insurance, you are considered “judgment proof.” However, a plaintiff can still obtain a judgment against you, which may allow them to garnish future wages or seize non-exempt property once you do have funds. It is vital to involve your insurance company immediately, as they are usually obligated to provide a defense.
Can I be sued for a car accident that wasn’t my fault?
Yes. Anyone can file a lawsuit, but to win, the plaintiff must prove you were negligent. If the accident wasn’t your fault, your legal team will focus on proving the other party’s liability. In Utah, we follow “modified comparative negligence” rules, which can bar a plaintiff from recovering if they are 50% or more at fault.
Can you get arrested or go to jail for a car accident?
Generally, no. Most car accidents are civil matters. However, you can be arrested if the accident involved criminal behavior, such as driving under the influence (DUI), reckless endangerment, or leaving the scene of an accident (hit and run).
If you hit a pedestrian or accidentally hit someone with your car, do you go to jail?
Accidentally hitting a pedestrian is usually a civil liability issue. Jail time typically only applies if there is “criminal negligence,” such as speeding excessively, distracted driving, or being under the influence. If it was a pure accident and you remained at the scene to help, criminal charges are unlikely.
Can you go to jail for a minor car accident?
It is extremely rare to go to jail for a minor accident unless it is discovered that you were driving with a suspended license, without insurance, or while intoxicated.
Looking for more detail on car accident claims? We answer the most common questions in depth, each reviewed by our attorneys: all Utah car accident questions, answered. Popular guides include what to do after a car accident in Utah, how car accident claims work, car accidents without insurance, and what a Utah car accident settlement is worth.
Insurance & Fraud
Can you go to jail for lying to an insurance company?
Yes. Lying to an insurance company to obtain benefits is considered insurance fraud. Depending on the amount involved, this can be a felony or a misdemeanor, punishable by fines and jail time.
What happens if you lie to an insurance company about a car accident?
Beyond potential criminal charges for fraud, the insurance company will likely deny your claim and cancel your policy. You may also be blacklisted from other providers, making it nearly impossible to get future coverage.
Can a car insurance company refuse to insure you?
Yes. In many regions, insurance companies are private entities and can refuse to insure high-risk drivers. This often happens after multiple accidents or a history of non-payment.
After how many claims can an insurance company cancel your policy?
It varies by insurer and by policy rather than by a fixed legal rule. Generally, insurance companies may consider cancellation or non-renewal after 2 to 3 claims within a 12-to-24-month period, depending on the severity of the claims and who was at fault.
Self-Defense & Property Rights
Can you shoot a burglar, robber, or someone breaking into your house?
In Utah, the “Castle Doctrine” allows individuals to use force, including deadly force, if they reasonably believe it is necessary to prevent a felony or to stop an unlawful entry into their habitation where they fear for their safety.
If someone is stealing my property, can I shoot them?
Generally, you cannot use deadly force solely to protect property. Deadly force is typically only legally justified if there is a reasonable threat of serious bodily injury or death to yourself or others.
Can you sue someone for trespassing on your property?
Yes. Trespassing is a violation of your property rights. You can sue for damages, though if no physical damage occurred, you may only receive “nominal damages.”
Personal & General Law
Can you sue someone for breaking your heart?
No. “Heartbalm” actions (lawsuits for broken engagements or infidelity) have been abolished in almost all U.S. jurisdictions, including Utah.
Can you sleep in your car if you have been drinking or get arrested for sitting in it drunk?
Yes, you can be arrested for a DUI even if the car is parked. In many states, if you have “actual physical control” of the vehicle (e.g., having the keys in the ignition or even in your pocket while in the driver’s seat), you can be charged with a DUI.
Is a parent liable for damage caused by their child?
In Utah, parents can be held financially liable for the intentional or willful acts of their minor children, usually up to a specific statutory dollar limit.
Do you have to put a dog down if it bites someone?
Not necessarily after a first bite, but it depends on local ordinances and the dog’s history. Utah follows “strict liability” for dog bites, meaning the owner is responsible for medical bills regardless of the dog’s past behavior.
How does a winter weather advisory affect liability for a crash?
In personal injury law, weather advisories mean drivers and property owners must exercise “extraordinary care.” If you cause an accident during an advisory because you failed to adjust for ice or snow, it is much easier to prove you were negligent.