If you have been in a car crash, you may be wondering whether or not you need to hire a personal injury attorney. Many victims of car accidents find sorting through all the information online to be an incredibly daunting task. Opinions vary on whether or not it’s even worth it to hire a personal injury attorney. And, depending on the severity of your injuries, you may not need a personal injury lawyer at all. If you’ve been in a car crash, you need definitive information; here are 3 big signs you need to hire a personal injury attorney.

#1 You Can’t Afford the Medical Bills

If you know your medical bills are going to break the bank, you certainly need to consult a personal injury lawyer. In Utah, your insurance will cover up to the first $3,000.00 of your personal injury expenses (this is called Personal Injury Protection coverage). However, medical expenses can easily surpass your PIP coverage. If you need additional compensation, an attorney will be able to walk you through your options and provide you with a realistic idea of the compensation you’re legally entitled to. A lot of serious injuries cause loss of income and loss of earning capacity. Furthermore, you may have chronic medical issues for the rest of your life due to the accident. An attorney can help you anticipate the costs and find the compensation you’re entitled to.

#2 You Need Additional Compensation

If you need additional compensation for pain and suffering or emotional distress, a personal injury attorney is a must have. Insurance companies may be reluctant to give you the compensation you’re entitled to when it comes to pain and suffering, emotional distress, or loss of enjoyment of life. For example, in Utah, Workers Compensation Fund will provide you with compensation regardless of who is at fault. However, they will not pay for emotional distress, or pain and suffering. They will only pay for medical bills. If you need additional compensation for pain and suffering, the best way to secure it is to hire an attorney who can build a case for you to the insurance companies.

#3 Insurance Companies Are Denying Your Claim

If insurance companies are making your life difficult, you may need to hire an attorney in order to be compensated for your injuries. Insurance companies can’t pay on every claim and, unfortunately, insurance agents sometimes deny claims in bad faith. Frequently, insurance companies will deny that the person that they insure was at fault and will deny your claim on that basis. An attorney can help you figure out issues of fault and liability. Furthermore, insurance companies often attempt to pay as little as possible. If you are uncertain of whether or not you should take the settlement an insurance company is offering you, a personal injury lawyer may be able to help.

When a Negligent Driver Has Injured You

If you have been injured in a car accident, Moxie Law Group is just a phone call away. Moxie Law Group is one of Utah’s first female-led personal injury firms. At Moxie Law Group, we’re dedicated to fighting for the rights of the injured with integrity, tenacity, and empathy. If you have been injured in a car accident, do not hesitate to contact us today. Our personal injury attorneys are here to help you move through this difficult time.